Yes, auto insurance is mandatory for all drivers in all 50 states.

Everyone has a different profile of what they are looking for. Lower premiums offer you less coverage, but nit he worst case you may have to pay our more money. Higher premiums make this scenario less likely but require high monthly payments. Each person needs to find the right balance for them.

The different types of insurance are: Bodily Liability, Property Damage Liability, Collision, Comprehensive, Uninsured or Underinsured Motorist Coverage.

This largely depends on the type of coverage you have, but typically this will cover all parties involved in an accident, including pedestrians. The level of coverage varies from policy to policy.

This is the amount that the insured party is responsible for before the insurance begins payments. For instance, if you have a $1,000 deductible and owe $2,000 as a result of an accident, you have to pay the first $1,000 (which is the deductible) and the insurance company will pay the remaining $1,000.

This is additional coverage that goes above and beyond the limit of your policy. There is an additional charge for umbrella coverage, but it adds extra protection.

This will depend on the type of policy you choose, but in most cases it does. Check the details of your policy for more info.

Yes, there are options available for people with DUI on their record. Typically, they would need SR-22 coverage. Inquire about the different options that apply in your case.

Yes, the type of car you drive can affect the policy. For instance, a sports car convertible will likely cost more to insure than a powerful SUV. The difference in cost is variable from state to state as well as company to company.

No, auto insurance is not tax deductible.